Do not make these mistakes while withdrawing money from ATM, you may become a victim of fraud

 

ATM Fraud : Do not make these mistakes while withdrawing money from ATM, you can be a victim of fraud

Nowadays cases of fraud are increasing rapidly. Scammers are also carrying out fraud incidents from ATMs. While withdrawing money with the help of an ATM card, due to your slight carelessness, miscreants can execute the incident of lakhs of rupees. ATM fraud cases are seen everyday and despite being aware of it, we make mistakes and fall into the trap of scammers. In such a situation, if you also want to avoid ATM fraud, then this article is for you. In this report, we are going to give you five such tips which will save you from fraud while using an ATM. Let's know.

ATM PIN and pay attention to your surroundings

Use ATM PIN very carefully while withdrawing money from ATM. Also, enter the PIN secretly. Keep in mind that when you have gone to withdraw money inside the ATM, there should be no one else there. If any other person is present there, ask him to go out and if in doubt, come out of that ATM immediately.If you notice anything suspicious, go to a different ATM or come back later.

Do not share  ATM PIN and card to anyone

Many times we give ATM cards and PIN to our friends or relatives to withdraw money in a hurry. Doing so may be convenient in the short run, but you may end up getting scammed in the long run. Don't make such a mistake. Nowadays such incidents are also coming to the fore in which only close people have defrauded lakhs of rupees. If for any reason you had to give the ATM PIN and card to someone, then immediately change the PIN of the card and take a look at the bank statement.

Check ATM Security

Don't be in a hurry while withdrawing money from ATM. First of all, take a look around inside the ATM and see with a cursory glance whether any hidden camera is installed. Criminals can use hidden cameras to record your PIN as you enter it. To protect yourself, cover the keypad with your hand while entering your PIN.

 Also check the ATM card slot as scammers sometimes install cloning devices [Skimming devices] or even card reader chips in ATMs and it is used to capture your card information. . This device steals the data of the ATM card and you can be a victim of fraud. In such a situation, if there is any doubt, do not use that ATM.

Keep changing atm pin: If you keep changing your ATM PIN from time to time, then the chances of fraud with you are greatly reduced. The bank also advises you on this. Also, do not make a PIN of a particular pattern or similar numbers. Do not use your date of birth date,  mobile number, digits like 1234. 

  Use ATMs located in well-lit, busy areas: ATMs located in well-lit, busy areas are less likely to be targeted by criminals. Avoid going and using ATMs in secluded or poorly lit areas.

  Don't accept help from strangers: If someone offers to help you with the ATM, politely decline. They could be trying to distract you while they steal your card or personal information.

Check your bank statement regularly: Regularly checking your bank statement is a good way to catch any fraudulent activity early on. If you notice any unusual charges or transactions, report them to your bank immediately.

So It's important to be careful when withdrawing money from an automated teller machine (ATM) as  ATMs are a convenient way to access cash, they can also be a target for fraudsters.